Support options to lower costs fast
We work at the decision layer — focused on the claims where clarity, timing, and employability strategy still have the ability to change the financial outcome.
Quarterly Claim Stabilization Program
For employers with rising premium, open time-loss, and no clear picture of why.
A structured 90-day engagement designed to identify your cost-driving claims, create an employability and return-to-work strategy for each, model the premium impact of resolution, and give leadership a financial narrative they can actually act on. This is where the most meaningful work happens.
What you receive:
– Claim & financial analysis: Cost-driver identification, EMF review, reserve-to-cost gap
– Acute response plan to lower costs quickly
– ROI modeling: SAW reimbursement potential, premium savings projection, reserve scenario modeling
– Return-to-work program design: Injury-type pathways using O*NET and WA risk class data
– Operational strategy: kept-on-salary analysis, compensation agreements, wage bracket exceptions, HR training
– Executive summary and leadership presentation package
Investment: Engagement cost is based on portfolio size and complexity.
In most cases, identified SAW reimbursement opportunities alone offset a significant portion of the engagement investment. Contact us to discuss.
Monthly Advisory
For employers with active claim exposure who want ongoing strategic support.
A retainer-based advisory relationship providing continuous claim strategy, medical case guidance, cost monitoring, and employability support — focused month-to-month on the claims where timing and documentation still matter. Designed to complement, not replace, your existing TPA.
What you receive:
– Strategic claim intervention guidance on active time-loss claims
– Medical case strategy and utilization review advisory
– EMF and cost monitoring with monthly reporting
– Appeal and dispute strategy advisory
– SAW and Preferred Worker optimization
– Employability pathway and documentation support
Investment: Custom scope | Ongoing retainer
Claim Leverage Analysis
A focused, one-time analysis of your current claim portfolio — identifying which claims are actually driving future premium cost, where employability is undefined, and what actions remain available. Delivered as a prioritized roadmap with a clear next-step recommendation.
What you receive:
– Identification of the highest-leverage claims by EMF and premium impact
– Time-loss duration and employability status assessment
– Reserve and cost trajectory signal review
– SAW and Preferred Worker opportunity identification
– Prioritized, actionable recommendation report
– Executive summary for HR and leadership
Investment: $2,500-$5,000 | One-time deliverable
Return-to-Work Program Design
For employers who want a structured system — not an improvised response to each claim.
A custom return-to-work program built around your actual workforce, injury patterns, and operational constraints. Uses O*NET occupational data and risk class profiles to create durable, realistic pathways by injury type — so the next claim has a structure to land in.
What you receive:
– Assessment of current vocational and RTW capabilities
– Customized transitional duty framework by injury type (upper extremity, lower extremity, back, PTSD, post-surgical)
– Job repository and role alignment strategy
– Supervisor workflow and documentation guidance
– SAW and Preferred Worker program integration
– Implementation support and training
Investment: Custom scope | Contact for proposal
Stay-at-Work reimbursement can offset your entire engagement cost.
How it works: Up to $25,000 per qualifying claim.
Most employers with active time-loss portfolios have 3–8 qualifying claims — representing $75,000–$200,000 in available reimbursement that their TPA has not captured. We identify and structure these as part of every engagement.
